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	<title>Utah Mortgage Loans &#187; utah mortgage business</title>
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	<link>http://utahmortgageloans.net</link>
	<description>I'm a licensed mortgage professional based in Salt Lake City, Utah, with Sun Valley Mortgage.  I've been in the mortgage business since 1998 (in one form or another).  Feel free to call me anytime at 801-376-2289.</description>
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		<title>2007 UAMB Annual Conference</title>
		<link>http://utahmortgageloans.net/2007/09/26/2007-uamb-annual-conference/</link>
		<comments>http://utahmortgageloans.net/2007/09/26/2007-uamb-annual-conference/#comments</comments>
		<pubDate>Wed, 26 Sep 2007 21:24:46 +0000</pubDate>
		<dc:creator>Erik</dc:creator>
				<category><![CDATA[utah mortgage business]]></category>

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		<description><![CDATA[The Utah Association of Mortgage Brokers annual conference is coming up in October (the 25th, to be exact). It&#8217;s a free event for loan officers and brokers and should be a good time. Here&#8217;s a link to more info and registration. If you are planning on going drop me a line so we can say [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Buyers Fund Still Non-Profit</title>
		<link>http://utahmortgageloans.net/2006/06/02/buyers-fund-still-non-profit/</link>
		<comments>http://utahmortgageloans.net/2006/06/02/buyers-fund-still-non-profit/#comments</comments>
		<pubDate>Fri, 02 Jun 2006 16:46:06 +0000</pubDate>
		<dc:creator>Erik</dc:creator>
				<category><![CDATA[commentary]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[mortgage news]]></category>
		<category><![CDATA[utah mortgage business]]></category>

		<guid isPermaLink="false">http://utahmortgageloans.net/2006/06/02/buyers-fund-still-non-profit/</guid>
		<description><![CDATA[I recently posted about the IRS rescinding tax-exempt status from several non-profits acting as down-payment-assistance (DPA) charities, and how this would hurt buyers with low down payment money and some bumps in their credit.Â  Well, there&#8217;s still at least one DPA organization that is conducting business as usual, with full endorsement from the IRS and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Mortgage Fraud Doubles from 2004 to 2005</title>
		<link>http://utahmortgageloans.net/2006/05/22/mortgage-fraud-doubles-from-2004-to-2005/</link>
		<comments>http://utahmortgageloans.net/2006/05/22/mortgage-fraud-doubles-from-2004-to-2005/#comments</comments>
		<pubDate>Mon, 22 May 2006 21:00:56 +0000</pubDate>
		<dc:creator>Erik</dc:creator>
				<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[mortgage news]]></category>
		<category><![CDATA[utah mortgage business]]></category>

		<guid isPermaLink="false">http://utahmortgageloans.net/2006/05/22/mortgage-fraud-doubles-from-2004-to-2005/</guid>
		<description><![CDATA[The FBI has reported that mortgage fraud losses in the United States more than doubled from 2004 to 2005.Â  The exact figures are $1 billion in 2005, up from $429 million in 2004.Â  Utah was listed in the top 10 states for mortgage fraud activity in 2004, per capita, according to the same report. I&#8217;ve [...]]]></description>
		<wfw:commentRss>http://utahmortgageloans.net/2006/05/22/mortgage-fraud-doubles-from-2004-to-2005/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Utah Mortgage Lender License Has Arrived</title>
		<link>http://utahmortgageloans.net/2006/05/08/my-utah-mortgage-lender-license-has-arrived/</link>
		<comments>http://utahmortgageloans.net/2006/05/08/my-utah-mortgage-lender-license-has-arrived/#comments</comments>
		<pubDate>Tue, 09 May 2006 00:16:38 +0000</pubDate>
		<dc:creator>Erik</dc:creator>
				<category><![CDATA[commentary]]></category>
		<category><![CDATA[utah mortgage business]]></category>

		<guid isPermaLink="false">http://utahmortgageloans.net/2006/05/08/my-utah-mortgage-lender-license-has-arrived/</guid>
		<description><![CDATA[It came earlier than anticipated (after several other delays).Â  I&#8217;m glad to report that I&#8217;m now officially able to originate mortgage loans in Utah again.Â  Actually, I&#8217;m able to originate in several states as well. Now I&#8217;ll have to find more to post about than the licensing process&#8230; stay tuned.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Great Loan Officer Migration of 2006</title>
		<link>http://utahmortgageloans.net/2006/05/04/the-great-loan-officer-migration-of-2006/</link>
		<comments>http://utahmortgageloans.net/2006/05/04/the-great-loan-officer-migration-of-2006/#comments</comments>
		<pubDate>Thu, 04 May 2006 21:14:01 +0000</pubDate>
		<dc:creator>Erik</dc:creator>
				<category><![CDATA[commentary]]></category>
		<category><![CDATA[utah mortgage business]]></category>

		<guid isPermaLink="false">http://utahmortgageloans.net/2006/05/04/the-great-loan-officer-migration-of-2006/</guid>
		<description><![CDATA[While I&#8217;m twiddling my thumbs waiting for my Utah mortgage lender license to show up in the mail, I figured I&#8217;d make a quick post regarding one of the delays at the State office. You see, Utah recently introduced a new rule that all loan officers must work under a Principal Lending Manager (PLM). The [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Envision Lending Group, Inc</title>
		<link>http://utahmortgageloans.net/2006/04/24/envision-lending-group-inc/</link>
		<comments>http://utahmortgageloans.net/2006/04/24/envision-lending-group-inc/#comments</comments>
		<pubDate>Mon, 24 Apr 2006 23:53:05 +0000</pubDate>
		<dc:creator>Erik</dc:creator>
				<category><![CDATA[commentary]]></category>
		<category><![CDATA[utah mortgage business]]></category>

		<guid isPermaLink="false">http://utahmortgageloans.net/2006/04/24/envision-lending-group-inc/</guid>
		<description><![CDATA[I met with Envision Lending Group today and really liked everything about the situation. The CEO, Jerry Anderson, seems like a nice guy and the company seems like they have their stuff together. So, I&#8217;m going to be hanging my license with them. I&#8217;ll be taking my license application into the State offices tomorrow, after [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Piece of Cake</title>
		<link>http://utahmortgageloans.net/2006/04/18/piece-of-cake/</link>
		<comments>http://utahmortgageloans.net/2006/04/18/piece-of-cake/#comments</comments>
		<pubDate>Tue, 18 Apr 2006 09:11:57 +0000</pubDate>
		<dc:creator>Erik</dc:creator>
				<category><![CDATA[commentary]]></category>
		<category><![CDATA[utah mortgage business]]></category>

		<guid isPermaLink="false">http://utahmortgageloans.net/2006/04/18/piece-of-cake/</guid>
		<description><![CDATA[There was no shortage of relief on my part upon hearing the proctor announce I had successfully passed the Utah Mortgage Lender Exam.Â  It was a little more in depth than I was expecting.Â  Anyway, I&#8217;m glad it&#8217;s over. It turns out I can&#8217;t submit my application to the state for seven days so I&#8217;ll [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Exam Day</title>
		<link>http://utahmortgageloans.net/2006/04/17/exam-day/</link>
		<comments>http://utahmortgageloans.net/2006/04/17/exam-day/#comments</comments>
		<pubDate>Mon, 17 Apr 2006 19:44:25 +0000</pubDate>
		<dc:creator>Erik</dc:creator>
				<category><![CDATA[commentary]]></category>
		<category><![CDATA[utah mortgage business]]></category>

		<guid isPermaLink="false">http://utahmortgageloans.net/2006/04/17/exam-day/</guid>
		<description><![CDATA[It&#8217;s finally my turn to take the State Exam, tonight at 6:30 in Murray.Â  After passing this, I&#8217;ll just need to finalize my decision on a brokerage from which I am going to originate mortgages and send in my papers to the state.Â  I&#8217;ll then be legal to once again conduct mortgage business in Utah.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Utah State Exam</title>
		<link>http://utahmortgageloans.net/2006/04/10/utah-state-exam/</link>
		<comments>http://utahmortgageloans.net/2006/04/10/utah-state-exam/#comments</comments>
		<pubDate>Mon, 10 Apr 2006 14:47:04 +0000</pubDate>
		<dc:creator>Erik</dc:creator>
				<category><![CDATA[commentary]]></category>
		<category><![CDATA[utah mortgage business]]></category>

		<guid isPermaLink="false">http://utahmortgageloans.net/2006/04/10/utah-state-exam/</guid>
		<description><![CDATA[Apparently there are a bundle of people seeking a Utah mortgage license right now.Â  I called to schedule my state exam and the soonest I could get was nearly two weeks out.Â  I asked the reservationist why there was such a long wait and she indicated there were just that many applicants, and added that [...]]]></description>
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		<slash:comments>0</slash:comments>
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