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	<title>Utah Mortgage Loans</title>
	<link>http://utahmortgageloans.net</link>
	<description>I'm a licensed mortgage professional based in Salt Lake City, Utah, with Sun Valley Mortgage.  I've been in the mortgage business since 1998 (in one form or another).  Feel free to call me anytime at 801-376-2289.</description>
	<lastBuildDate>Wed, 09 Jul 2008 17:50:38 +0000</lastBuildDate>
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		<title>Bad Credit?  FHA is your best friend</title>
		<description><![CDATA[I neglect my blog, it&#8217;s true.  But it&#8217;s time for another installment since I got the urge.  Today&#8217;s post is to glorify FHA loans for borrowers with less-than-perfect credit, little credit history, high debt-to-income ratios, or little down payment funds available.  
Since my last post a year ago there have been vast [...]]]></description>
		<link>http://utahmortgageloans.net/2008/07/09/bad-credit-fha-is-your-best-friend/</link>
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		<title>2007 UAMB Annual Conference</title>
		<description><![CDATA[The Utah Association of Mortgage Brokers annual conference is coming up in October (the 25th, to be exact).  It&#8217;s a free event for loan officers and brokers and should be a good time.  Here&#8217;s a link to more info and registration.
If you are planning on going drop me a line so we can [...]]]></description>
		<link>http://utahmortgageloans.net/2007/09/26/2007-uamb-annual-conference/</link>
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		<title>The Working Nomad</title>
		<description><![CDATA[I was very interested to read a story in a recent edition of Business 2.0 magazine about a guy that works remotely as he travels the world - he calls himself the working nomad.  This was particularly interesting to me because it&#8217;s been somewhat of a dream of mine to try this exact thing [...]]]></description>
		<link>http://utahmortgageloans.net/2007/08/29/the-working-nomad/</link>
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		<title>Utah Pig Crew Bus</title>
		<description><![CDATA[I know, I know, I haven&#8217;t posted much mortgage-related material lately but what can I say&#8230; the industry is sort of in free fall right now and I&#8217;d rather think/write about happier things.  
Soooooooo&#8230; that being said, check out the Utah Pig Crew Bus a group of die hard Utah fans are converting.


WOOOHOOOO!!!
]]></description>
		<link>http://utahmortgageloans.net/2007/08/16/utah-pig-crew-bus/</link>
			</item>
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		<title>Been a While</title>
		<description><![CDATA[Gads I haven&#8217;t posted in quite some time.  Summer has flown by.  The wholesale mortgage landscape is going crazy right now - subprime lenders are dropping like flies.  It&#8217;ll be interesting to see how it all plays out.  
In other Utah news&#8230; football season is almost here and this year should [...]]]></description>
		<link>http://utahmortgageloans.net/2007/08/07/been-a-while/</link>
			</item>
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		<title>Mortgage Business is Changing</title>
		<description><![CDATA[For those of you who aren&#8217;t already aware, the mortgage business is going through a period of self-correction right now.  By that I mean there are several loan programs that have drastically changed or gone completely extinct over the past month or two.  This is both good and bad news.
Many have criticized the [...]]]></description>
		<link>http://utahmortgageloans.net/2007/03/30/mortgage-business-is-changing/</link>
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		<title>Welcome to Utah, Coach Jim Boylen!</title>
		<description><![CDATA[
It&#8217;s only fitting that I follow up my last post about Ray Giacolletti leaving Utah with a post about his successor, Jim Boylen, Utah&#8217;s new men&#8217;s basketball head coach.  It will be interesting to see how Boylen does as a first-time head coach, but so far all indications point to him being a top-notch [...]]]></description>
		<link>http://utahmortgageloans.net/2007/03/30/welcome-to-utah-coach-jim-boylen/</link>
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		<title>So Long, Ray Giacoletti</title>
		<description><![CDATA[
I don&#8217;t spend all my time working on mortgages, and can often be found cheering on the University of Utah in football or basketball.  The last two basketball seasons have been particularly frustrating for Utah fans, and today Coach Ray Giacoletti resigned from his post as head coach.
The news is bittersweet because Coach Giac [...]]]></description>
		<link>http://utahmortgageloans.net/2007/03/02/so-long-ray-giacoletti/</link>
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		<title>Trolley Square</title>
		<description><![CDATA[Somehow, I doubt there will ever be a satisfactory answer to the question &#8220;why?&#8221; relating to the killing spree last night at Trolley Square.  Words fail to express what one feels and thinks at times like these, yet a desire to reach out to victims and families of victims won&#8217;t allow for comfortable silence.
I live [...]]]></description>
		<link>http://utahmortgageloans.net/2007/02/13/trolley-square/</link>
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		<title>Do you need a mortgage in Delaware?</title>
		<description><![CDATA[A fellow loan officer from Delaware has created his own mortgage blog, patterned largely after things I did with this site.  It will be fun to watch his new site ascend the ranks of Delaware Mortgages and begin to bring him (more) fame, fortune, and most importantly new friends (otherwise known as clients).  Good luck, [...]]]></description>
		<link>http://utahmortgageloans.net/2007/01/12/do-you-need-a-mortgage-in-delaware/</link>
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